Top 10 Scams Targeting Consumers
The Better Business Bureau compiled a list of the top 10 scams targeting people and we’re shocked that we haven’t heard of them! Scammers are getting more creative which means people need to continue to take addtional precautions.
10: The job scam. An apparent employer, with a professional web site, conducts a phone interview and tells a job seeker they have received a job. The job seeker is then asked to fill out an online credit form, which is used to steal their identity.
9: The sweepstakes or lottery scam. Users of social networking sites are the target, and once the victim clicks a link to claim their prize, scammers then have access to personal information.
8: The social media scam. Scammers target anyone curious about a particular event or news story. The victims are asked to click the link and upgrade their flash player. The link instead downloads a virus that finds the victim’s passwords.
7: The home improvement scam. Seniors are the main targets, but scammers come to a person’s home and say they can do work for a low price. Most of the time the scammers take the money and run.
6: The check-cashing scam. Scammers target people selling items on places like Craigslist. They tell the seller after the transaction that they wrote the check for too much and ask for the difference to be wired back to them. The result is that the check bounces and the scammers get the wired money.
5: The phishing scam. Victims receive an email from an automated clearing house about an electronic transaction problem, and then the link takes the victim to a fake banking site that steals their information. This scam is targeted at anyone who pays bills online or uses online banking. 4: The identity theft scam. Hotel guest are the main target when traveling. Scammers call hotel rooms claiming to be the front desk and say there was a credit card problem. Tired travelers then give the numbers to the scammer.
4: The identity theft scam. Hotel guest are the main target when traveling. Scammers call hotel rooms claiming to be the front desk and say there was a credit card problem. Tired travelers then give the numbers to the scammer.
3: The financial scam. Scammers target homeowners who are behind on their mortgage and claim they can help deal with the mortgage company to keep the home. Once the scammers are paid to help, they leave the homeowner high and dry.
2: The sales scam. If you are an online shopper looking for a bargain, you could be the target of this scam. Auction sites offer high-end electronics for just pennies per bid, but even if you don’t win the item, you still have to pay.
1: The Better Business Bureau scam. Business owners receive an email saying, “Complaint against your business.” When victims click the link or attachment, it downloads malware that finds out bank information and transfers money.
While we hope you are never a victim of any of theses scams, we would love the opportunity to help make sure you are adequately protected. Learn more about what personal insurance opportunities R&R has to offer.