The “fiscal cliff” of 2012 relates only to tax aspects meaning many additional topics are still up for debate.  Below is a brief explanation of what the American Taxpayer Relief Act does and does not do: What the Act does: Increases tax rates for high-income taxpayers Increases top estate, gift, and GST tax rates Makes» Read Full Article

Most of us would think that a NASA Astronaut would make enough earnings to buy most anything they would want.  Not the case for Neil Armstrong.  Prior to the departure of Apollo 11, Armstrong wanted to purchase Life Insurance to have his family financially protected should something go wrong with the mission.  In 1969 an» Read Full Article

Practically everyone has a need for some term life insurance.  The question is, how much do you need?  There are several models out there to help answer this question but the model I like to use asks the following to determine how much life insurance you need:  What is your gross annual income? How long would you» Read Full Article

Today, half of the American households have no life insurance. If you are one of these households, we suggest taking a look at life insurance to protect your family. Life insurance rates have never been more affordable! The rates below give you a good idea of what you can expect for rates in your age group. Monthly cost for» Read Full Article

Surveys tell us that half of all American households have no life insurance other than a group policy at work. Most people say they know they need more life insurance protection for their loved ones, but haven’t done anything about it. Here are the leading reasons people give for not having life insurance. Does this» Read Full Article