Recently, one of our clients was driving home from work when another driver hit her 2009 Acura TSX 4-door sedan.  Our insured and her older daughter were injured.  Her newborn baby daughter was unharmed (thank goodness for the child safety seat).   After a visit to the hospital, I am happy to report that the family will» Read Full Article

One of the many advantages of working with an independent insurance agency like R&R Insurance is that we represent many different insurance companies.  We are not a “one size fits all”, or “call 1-800 for no real service or no real relationships” type of agency.  The benefit to our clients is that we find the» Read Full Article

A “real life” example from one of our clients comes from an unfortunate accident involving their son and his girlfriend.  Despite the tragic nature of the story, there was one less thing to worry about because they had proper insurance coverage. One of our insured’s 18 year old son was driving the insured’s car for» Read Full Article

One of the messiest (and most expensive) home claims we see is water damage.  Water damage is often caused by flooding and could be results of: A pipe bursting A wash machine, water heater, toilet, water softener, the icemaker in your freezer malfunctioning Valve on a faucet breaking Vandals (remember the movie Home Alone?) Most plumbers say» Read Full Article

Are you protecting the life insurance needs of your children? Sometimes people overlook the need for life insurance for children or grandchildren. This is not to be thought of as morbid, rather we are thinking about future insurability. What about later in life - what if your child were to have a health condition? Buying life insurance could protect their» Read Full Article

According to the Insurance Journal, the amount of lightning strike claims doubled between 2004 and 2011. Even as the actual number of claims shrank significantly; claim payouts increased. Lightning strike payouts reached nearly $1 billion in 2011 and the group says fancy new TVs and video games consoles are the reason! Lightning protection equipment in» Read Full Article

Summer is here and we’re spending more time outside grilling brats and burgers! There are a few things to consider before firing up the grill: Check the grill  hoses and burners for cracks or leaks before using Use the grill on an outdoor level surface Read your owner’s manual Never leave a grill unattended Never» Read Full Article

The tornado count for this year is extremely high and so are the losses. It is estimated that the losses from tornadoes, hail and high winds that struck during late February and early March alone are between $1 billion and $2 billion. It is estimated more than 150 tornadoes touched down between February 28 and» Read Full Article

I am often asked, ”Why should I have my insurance with R&R Insurance?” or “Why should I be with an independent insurance agent?”  Well, in honor of David Letterman, here are my top 10 reasons why you should have your insurance with R&R Insurance Services, Inc., an Independent Insurance Agency!   10. Choices, choices, choices.  We» Read Full Article

Would your insurance cover the cost of rebuilding your house if it was destroyed by fire or natural disaster? Just because you see “replacement” in your policy, you can’t be sure the insurance company will pay to replace everything and cover the costs. Most policies cover replacement cost for damage to the structure. But sometimes» Read Full Article