The standard commercial general liability policy is intended to cover bodily injury or property damage that a product may cause.  However, sometimes a product does not cause injury or damage, it merely falls short in performance and causes a financial loss to a customer, leaving the manufacturer contractually obligated to compensate its customer for damages. » Read Full Article

A legal aspect that your company should be aware of when hiring drivers is negligent entrustment. There is no law that states you have to check the MVR of any applicant. But there might as well be, because there is precedent law on the books that indicates if you don’t, then you may be held» Read Full Article

This article recently appeared in Public School Risk Institute’s Risk Central, written by Paul Timm. He offers an excellent list of questions at the end for administrators to consider in the prevention of another tragedy. School Safety: Establishing Separation Policies and Procedures Can Save Lives Paul Timm – March 03, 2011 Less than 30 days after» Read Full Article