Prepare Your Business for a Cyber-Attack

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October 13th, 2015

Learn to Recognize the Warning Signs and Prevent Cyber Crime Think your business is reasonably safe from a cyber-attack? Think again. The threat is so widespread that there is an entire black market built to arm hackers with the tools they need to breach your systems.   The good news is that there are a…» Read Full Article


Work Comp Update: Carnac the Magnificent Goes to Madison

No one has ever accused me of being a clairvoyant. Heck, if I had the ability to predict the future, I never would have traveled out to Denver to watch the Packers get pushed around by the Broncos. But every so often, I accumulate enough information to make an educated guess on future events. That…» Read Full Article


Questions to Ask Your Bank Regarding Fraud

When it comes to our banking relationships many businesses and individuals are lulled into believing that their funds are totally secure. While all banks accounts are insured by the FDIC, many do not realize that the FDIC insurance only covers bank failures and does not apply in the case of theft by fraud.  Since fraud,…» Read Full Article


The Real Cost of Medical Identity Theft

Last night TMJ4 aired a story that hits home to residents of Wisconsin.  A Monroe woman was sentenced to using the identity of a Puerto Rican woman whose medical ID she bought on the black market for $1500.  She used this false identity to have a liver transplant and  incur over $200,000 worth of medical bills.  The…» Read Full Article


A Car Crash is the Leading Cause of Death for Teenagers

Real-World Case Study: The Risk of Teen Driving Provided by   Emily, a 17-year-old, decided to treat her best friend, Taylor, to a movie to celebrate finishing their finals. They were running late and didn’t want to miss the show, so Emily sped down the highway.   She lost control going around a notorious…» Read Full Article

Hero - Construction Handshake

The Financial Significance of Reviewing Your Cert Holders List Each Year

Throughout the course of the year, an insured can accumulate quite a few certificates of insurance that are distributed to various entities. Depending on your business, these certificates could be issued based on complex contracts that provide the holders with coverage from your policy.   When it is time for your policies to renew, it…» Read Full Article


Tidbits On Trucking

Updates to the FMCSA A motor carrier with a DOT number is required to update information with the FMCSA (Federal Motor Carrier Safety Adminstration) every two years. This is achieved by updating the MCS-150 information. The key is the last two digits of the motor carrier’s DOT number.   The last number is the month,…» Read Full Article

Defining the Commercial General Liability Coverage Form

In the Commercial General Liability Coverage Form the term professional is not defined. There are instances where you could be considered a professional, however, if a claim arises there may not be coverage available in the general liability form.   There are also exclusions in the Commercial General Liability Coverage Form for personal and advertising…» Read Full Article

The Boring Beetle of Worker’s Compensation

Large Rate Increase for Landscapers Effective 10/1/15   Over the past 9 years or so, worker’s compensation rates for Wisconsin landscapers have remained relatively flat. Business owners have benefited from predictability in costs for their most expensive line of casualty insurance. With the new rates effective for 10/1/15 – 9/30/16, owners should be prepared for an invasion on their…» Read Full Article

How To Avoid Snow Blower Injuries | Snow Blower Safety Tips

The Consumer Product Safety Commission (CPSC) estimates there are 5,740 hospital emergency room injuries a year caused by snow blowers. The CPSC reports 19 deaths since 1992 from using snow blowers. Five deaths were caused by carbon monoxide poisoning because someone left the engine running in an enclosed area.   The American Society for Surgery of…» Read Full Article

Get the Oversized Candy Bar From Your Health Benefit Broker

Happy Halloween!   As a child, I absolutely loved this day.  I would run rapid through my neighborhood filling my bag with goodies.  After visiting every house, I would rush home and change into a new costume and go revisit those houses who gave out the best candy.   I know what you’re thinking –…» Read Full Article